RBI has given permission to charge for their services. So ICICI bank and UTI Bank has declared new charges. Now if you can withdraw cash 6 times from ATM in three months. From 7 times onwards you have to pay charge for withdrawing cash from ATM.
Now ATM and Debit cards not also free any more you have to pay annual charge for it. For non-maintenance of average minimum balance back will deduct Rs. 750 from your account without informing you. Charge of cheque return due to not enough balance in account you have to pay Rs. 500. Banks informs you about these charges with their statement may be in footer so you may not notice that. So be well informed and take care.
I think RBI should have decide maximum charge for particular service and banks should informed customers about service charges clearly (separate) mail not only with statement.
So stay informed about charges of your bank charging you for different services.
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